The McLaren Healthy Michigan Plan has copays. Your copays will be payable to MHP through a special health care account called the MI Health Account. Copays will not be collected for the first six months after enrollment. The copays will be paid to MHP through your MI Health Account at a later date.
The Healthy Michigan Plan requires those with annual incomes between 100 percent and 133 percent of the federal poverty level to contribute two percent of income annually for cost sharing purposes. You will get information about your MI Health Account and contributions for cost sharing from MHP. You can reduce your annual contribution and copays by participating in healthy behavior activities. Cost sharing cannot exceed five percent of your income.
Not everyone is required to pay copays. Not all services have copays. For example, services that help you get or stay healthy may have no copays. This includes things like preventive services or certain services or medications that help you manage a chronic condition. Members under 21 have no copays.
Your MI Health Account Statement will tell you what you must pay and how the amounts were figured. When you get your MI Health Statement, it is your responsibility to make your payments as listed on the statement. Call Customer Service at (888) 327-0671, TTY 711, if you have any questions regarding copays.