About Our Plans
Community (Commercial and Marketplace)
SMALL GROUP EMPLOYERS - 2-50 employees
- Small group plans are available through McLaren Health Plan. They are for employers with 50 or fewer employees.
- McLaren Health Plan offers fully-insured HMO and High Deductible plans for small groups, including our Rewards Plans. Rewards plans waive the deductible, copays, and coinsurance when a member receives services from a Rewards Provider. It is important to note that some services received in a participating inpatient setting or physician’s office may be performed by non-Rewards providers and deductibles, copays, and coinsurance will apply in those instances.
- Dental Plans are available for separate purchase under small group plans.
Learn more about Community - Small Group Plans
LARGE GROUP EMPLOYERS - 51 or more employees
- Large groups are defined as employer groups with 51 or more full-time equivalent employees. Large groups with 100 or more enrolled will be experience rated, meaning that claims data will be used to help determine the premium rates.
- McLaren Health Plan offers plans for large groups on the Health Maintenance Organization (HMO), Point-of-Service (POS) and High Deductible platforms with a variety of benefit options..
Learn more about Community - Large Group Plans
INDIVIDUAL PLANS
- Individual plans are purchased by individuals to cover themselves and their qualified dependents when employer coverage is not provided. The individual is responsible for paying the premium, however, based on income, there may be assistance available through the Federally Facilitated Marketplace (Exchange).
Learn more about Community - Individual Plans
Healthy Michigan
- The Healthy Michigan Plan (sometimes referred to as “Medicaid Expansion”) provides health care benefits to qualified Michigan residents aged 19-64 at a low cost so more people can have health care coverage.
Learn more about Healthy Michigan
Medicaid/MIChild
Medicaid is a jointly funded, Federal-State health insurance program for low-income and needy people. It covers children, the aged, blind and/or disabled and other people who are eligible to receive federally assisted income maintenance payments.
Learn more about Medicaid/MIChild
McLaren Medicare Plans
Medicare Advantage
McLaren Medicare Advantage Plans are for
- People age 65 or older.
- People under age 65 with certain disabilities.
- People of all ages with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a kidney transplant).
Affordable coverage, quality care and thousands of doctors and providers to choose from — any way you look at it, a McLaren Medicare plan is a smart move. Learn why McLaren Medicare is a top choice for individuals in Michigan.
Learn more about Medicare Advantage Plans
Dual Eligible Special Needs (D-SNPs) Plans
A Dual Eligible Special Needs Plan (D-SNPs) is available through McLaren Health Plan for individuals who are eligible for both Medicare and Medicaid . Click below to learn more about our D-SNP plan and other Medicare Advantage products.
Learn more about D-SNP Plans
Medicare Supplement Plans
MHP Community Medicare Supplement plans provide coverage that is comprehensive and convenient. A Medicare supplement plan works with Original Medicare coverage, and depending on the plan, covers all or a part of your Medicare deductibles and coinsurances.
A supplement plan, also referred to as Medigap coverage, is health care coverage that is in addition to Original Medicare. A supplement plan helps to fill in the “gaps” in coverage in Original Medicare.
Learn more about McLaren Medicare Supplement Plans