McLaren Health Plan
Community - Individual Plan

Individual Plans (On and Off Exchange)

With McLaren Health Plan, you get preventive and wellness programs and access to thousands of doctors, specialists, clinics and hospitals across the state, including not only McLaren, but also Sparrow, Spectrum Health, Henry Ford and more.

To sign up through the Marketplace (On Exchange) or to see if you qualify for financial assistance, visit enroll.mclaren.org, talk to an agent, or call Customer Service at 888-327-0671 (TTY:771).

If you qualify for financial assistance, you should sign up through the Marketplace at enroll.mclaren.org. Enrolling is easy and only takes a few minutes!

Need to enroll for an Individual plan directly through McLaren Health Plan (Off Exchange)? Click below to get an Individual Quote.

Get a Quote

Individual Plan Options

Our plans offer affordable options for every budget and lifestyle. MHP Community also provides you with access to our vast network of providers. Explore the plan options below to find a plan that’s right for you.

Individual Plan HMO Member Handbook

Service Area ON/OFF Exchange Map
Service Area by Zip Code

Individual Application 2023
Individual Change Form 2023

2023 Individual Products On and Off Exchange

2023 Rewards Plans – click to expand

Silver Exchange Rewards

2023 Standard Plans – click to expand

Silver Exchange - Zero Cost Sharing
Silver Exchange - Limited Cost Sharing
*VCP Silver Exchange - Zero Cost Sharing
*VCP Silver Exchange - Limited Cost Sharing
Expanded Bronze Standard - Zero Cost Sharing
Expanded Bronze Standard - Limited Cost Sharing

2023 HSA Plans – click to expand

2022 Individual Products On and Off Exchange

Rate Review Justification

2022 Gold Plans - click to expand

Gold 1400

Gold Zero Cost Sharing (ON Exchange Only)

Gold Limited Cost Sharing (ON Exchange Only)

2022 Silver Plans - click to expand

Silver Exchange 

Silver 5000 (OFF Exchange) 

Silver Zero Cost Sharing (ON Exchange Only)

Silver Limited Cost Sharing (ON Exchange Only)

Silver 73% (ON Exchange Only)

Silver 87% (ON Exchange Only)

Silver 94% (ON Exchange Only)

*2022 VCP Silver Plans - click to expand

*VCP Silver Exchange 

*VCP Silver Zero Cost Sharing (ON Exchange Only)

*VCP Silver Limited Cost Sharing (ON Exchange Only)

*VCP Silver 73% (ON Exchange Only)

*VCP Silver 87% (ON Exchange Only)

*VCP Silver 94% (ON Exchange Only)

2022 Bronze Plans - click to expand


Bronze 6500 (ON and OFF Exchange)

Bronze Zero Cost Sharing (ON Exchange Only)

Bronze Limited Cost Sharing (ON Exchange Only)

*2022 VCP Bronze Plans - click to expand


*VCP Bronze 6500 (ON and OFF Exchange)

*VCP Bronze Zero Cost Sharing (ON Exchange Only)

*VCP Bronze Limited Cost Sharing (ON Exchange Only)

2022 Bronze Saver Plans - click to expand


Bronze Saver

Bronze Saver - Zero Cost Sharing

Bronze Saver - Limited Cost Sharing

2022 Catastrophic Plans - click to expand


Catastrophic (ON and OFF Exchange)

* VCP plans are available in counties that contain McLaren CareNow Clinics (located inside Walgreens). Counties include Emmet, Genesee, Ingham, Isabella, Huron, Midland and Oakland.

Enroll in Exchange