Individual/Family Plans (On and Off Exchange)
With McLaren Health Plan, you get preventive and wellness programs and access to thousands of doctors, specialists, clinics and hospitals across the state, including not only McLaren, but also Sparrow, Spectrum Health, Henry Ford and more.
To sign up through the Marketplace (On Exchange) or to see if you qualify for financial assistance, visit enroll.mclaren.org, talk to an agent, or call Customer Service at 888-327-0671 (TTY:771).
If you qualify for financial assistance, you should sign up through the Marketplace at enroll.mclaren.org. Enrolling is easy and only takes a few minutes!
Need to enroll for an Individual plan directly through McLaren Health Plan (Off Exchange)? Click below to get an Individual Quote.
Get a Quote
Individual Plan Options
Our plans offer affordable options for every budget and lifestyle. MHP Community also provides you with access to our vast network of providers. Explore the plan options below to find a plan that’s right for you.
Individual Plan HMO Member Handbook
MHP Community Hospital Network
Service Area ON/OFF Exchange Map
Service Area by Zip Code
Individual Application 2024
Individual Change Form 2024
Individual Application 2023
Individual Change Form 2023
2024 Individual Products On and Off Exchange
Rate Review Justification
MHP Gold (ON and OFF Exchange)
MHP Gold Zero Cost Sharing (ON Exchange Only)
MHP Gold Limited Cost Sharing (ON Exchange Only)
MHP Gold Standard (ON and OFF Exchange)
MHP Gold Standard Zero Cost Sharing (ON Exchange Only)
MHP Gold Standard Limited Cost Sharing (ON Exchange Only)
*MHP VCP Gold (ON and OFF Exchange)
*MHP VCP Gold Zero Cost Sharing (ON Exchange Only)
*MHP VCP Gold Limited Cost Sharing (ON Exchange Only)
MHP Silver Exchange Rewards (ON and OFF Exchange)
MHP Silver Exchange Rewards Zero Cost Sharing (ON Exchange Only)
MHP Silver Exchange Rewards Limited Cost Sharing (ON Exchange Only)
MHP Silver Exchange Rewards 73% (ON Exchange Only)
MHP Silver Exchange Rewards 87% (ON Exchange Only)
MHP Silver Exchange Rewards 94% (ON Exchange Only)
MHP Silver Exchange (ON and OFF Exchange)
MHP Silver Exchange Zero Cost Sharing (ON Exchange Only)
MHP Silver Exchange Limited Cost Sharing (ON Exchange Only)
MHP Silver Exchange 73% (ON Exchange Only)
MHP Silver Exchange 87% (ON Exchange Only)
MHP Silver Exchange 94% (ON Exchange Only)
MHP Silver Standard (ON and OFF Exchange)
MHP Silver Standard Zero Cost Sharing (ON Exchange Only)
MHP Silver Standard Limited Cost Sharing (ON Exchange Only)
MHP Silver Standard 73% (ON Exchange Only)
MHP Silver Standard 87% (ON Exchange Only)
MHP Silver Standard 94% (ON Exchange Only)
*MHP VCP Silver Exchange (ON and OFF Exchange)
*MHP VCP Silver Exchange Zero Cost Sharing (ON Exchange Only)
*MHP VCP Silver Exchange Limited Cost Sharing (ON Exchange Only)
*MHP VCP Silver Exchange 73% (ON Exchange Only)
*MHP VCP Silver Exchange 87% (ON Exchange Only)
*MHP VCP Silver Exchange 94% (ON Exchange Only)
MHP Bronze (ON and OFF Exchange)
MHP Bronze Zero Cost Sharing (ON Exchange Only)
MHP Bronze Limited Cost Sharing (ON Exchange Only)
MHP Expanded Bronze Standard (ON and OFF Exchange)
MHP Expanded Bronze Standard Zero Cost Sharing (ON Exchange Only)
MHP Expanded Bronze Standard Limited Cost Sharing (ON Exchange Only)
MHP Bronze Saver (HDHP) Expanded (ON and OFF Exchange)
MHP Bronze Saver (HDHP) Expanded - Zero Cost Sharing (ON Exchange Only)
MHP Bronze Saver (HDHP) Expanded - Limited Cost Sharing (ON Exchange Only)
*MHP VCP Bronze (ON and OFF Exchange)
*MHP VCP Bronze Zero Cost Sharing (ON Exchange Only)
*MHP VCP Bronze Limited Cost Sharing (ON Exchange Only)
MHP Young Adult/Catastrophic (ON and OFF Exchange)
* VCP plans are available in counties that contain McLaren CareNow Clinics (located inside Walgreens). Counties include Emmet, Genesee, Ingham, Isabella, Huron, Midland and Oakland.
Enroll in Exchange
2023 Individual Products On and Off Exchange
Silver Rewards - Zero Cost Sharing
Silver Rewards - Limited Cost Sharing
Gold Standard - Zero Cost Sharing
Gold Standard - Limited Cost Sharing
Gold 1400 - Zero Cost Sharing
Gold 1400 - Limited Cost Sharing
*VCP Gold 1400 - Zero Cost Sharing
*VCP Gold 1400 - Limited Cost Sharing
Silver Standard - Zero Cost Sharing
Silver Standard - Limited Cost Sharing
Silver Exchange - Zero Cost Sharing
Silver Exchange - Limited Cost Sharing
*VCP Silver Exchange - Zero Cost Sharing
*VCP Silver Exchange - Limited Cost Sharing
Expanded Bronze Standard - Zero Cost Sharing
Expanded Bronze Standard - Limited Cost Sharing
Bronze Standard - Limited Cost Sharing
Bronze Saver - Zero Cost Sharing
Bronze Saver - Limited Cost Sharing
Bronze Limited Cost Sharing
Bronze 6500 Zero Cost Sharing
*VCP Bronze 6500 Zero Cost Sharing
*VCP Bronze 6500 Limited Cost Sharing
Bronze Standard - Zero Cost Sharing
Bronze Standard - Limited Cost Sharing
* VCP plans are available in counties that contain McLaren CareNow Clinics (located inside Walgreens). Counties include Emmet, Genesee, Ingham, Isabella, Huron, Midland and Oakland.
Enroll in Exchange